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Loxley Advisory is a specialist UK tax and private client advisory practice for high-net-worth individuals, wealthy families, entrepreneurs, and internationally mobile clients with UK tax exposure. The practice provides bespoke advice on family wealth structuring, inheritance tax, succession planning, non-domicile taxation, and cross-border advisory, with particular expertise for clients who have connections to Hong Kong and East Asia alongside their UK affairs. Loxley Advisory is affiliated with Oscar Ip & Co Chartered Accountants, an ICAEW-regulated firm led by Oscar Ip FCA CPA CA.

The practice works with high-net-worth and ultra-high-net-worth individuals and families, entrepreneurs considering exit or succession from owner-managed businesses, UK-resident non-domiciled individuals with overseas assets and income, Hong Kong families who have relocated to the UK and retain significant offshore wealth, and trustees and beneficiaries of family trusts. Loxley Advisory also works alongside solicitors, independent financial advisers, wealth managers, and family offices as a specialist tax counsel, providing written opinions and integrated advice within multi-disciplinary professional teams.

Loxley Advisory operates at the advisory end of the spectrum rather than the compliance end. The practice designs and implements family wealth structures, including Family Investment Companies and family limited partnerships, for clients who want to transfer wealth to the next generation in an orderly and tax-efficient way. It advises on inheritance tax planning using the full range of available reliefs and exemptions, and structures advice around the evolving legislative landscape, including proposed changes to Business Property Relief and the treatment of pension assets. For non-domiciled individuals, the practice advises on the remittance basis, offshore income and gains, clean capital identification, and planning for deemed domicile. For cross-border clients, particularly those with UK and Hong Kong connections, it provides integrated advice across both jurisdictions. The practice also issues written tax opinions on complex or novel points of law, for use by clients and their professional advisers.

Yes. The practice has specialist expertise in the UK tax position of non-UK domiciled individuals, including advice on electing the remittance basis of taxation, identifying clean capital, structuring remittances to the UK, and planning for the acquisition of deemed domicile status. With the UK government's ongoing reform of the non-domicile regime, the practice provides advice that is forward-looking and regularly updated rather than based on rules that may no longer apply.

Yes. This is one of the practice's strongest areas. Many families who relocated from Hong Kong, whether under the BNO visa scheme or otherwise, have financial lives that span both jurisdictions: assets held in Hong Kong companies or trusts, rental properties, MPF accounts, share portfolios, and ongoing business interests. Loxley Advisory provides integrated advice on how to manage those assets in the context of UK tax residency, when and how to bring funds to the UK, how to restructure offshore holdings, and how to protect family wealth across generations in both countries. Oscar Ip holds the CPA qualification in Hong Kong alongside his UK FCA, and the firm has a staffed Hong Kong office of approximately 60 professionals. Advice is available in English and Traditional Chinese.

The practice is experienced in acting as specialist tax counsel within a wider professional team. Where a client already has a solicitor, an independent financial adviser, or a wealth manager, Loxley Advisory provides the tax advisory layer, including written opinions, attendance at meetings, and advice that integrates cleanly with legal and investment planning. Professional advisers who wish to refer clients or explore a working relationship are welcome to make contact directly.

Yes. Loxley Advisory publishes tax commentary and opinion pieces on issues relevant to private clients, including family wealth structuring, inheritance tax reform, cross-border planning, and non-domicile taxation. These publications demonstrate the depth of the practice's technical capability and contribute to informed professional debate. They are available through the Loxley Advisory website and through professional and academic repositories.

Most accountancy firms are built around compliance: preparing accounts, filing tax returns, managing payroll. Loxley Advisory operates at the advisory level: designing structures, delivering written opinions, solving complex problems, and thinking ahead on behalf of clients and their families. The practice does not compete with general practitioners. It complements them. Where a family or individual has accumulated significant wealth, faces a complex or novel tax question, or needs strategic thinking rather than form-filling, Loxley Advisory provides the specialist layer that general practice cannot.

Loxley Advisory operates in affiliation with Oscar Ip & Co Chartered Accountants. The practice is led by Oscar Ip FCA CPA CA, who holds professional qualifications from ICAEW in the UK, the Hong Kong Institute of Certified Public Accountants and ACCA in Hong Kong, and Chartered Accountants Australia and New Zealand. The firm is subject to ICAEW professional standards, including ethical obligations and anti-money laundering requirements.

Loxley Advisory engages with clients on a bespoke basis. Given the nature of private client advisory work, the practice maintains a selective client list to ensure each relationship receives the depth of attention it deserves. Initial enquiries from individuals and professional advisers are welcome via the contact page above. Where a referral is appropriate, Loxley Advisory is experienced in working within existing professional relationships with discretion and care.