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A practice built for families who expect more from their advisers than advice

A family whose wealth spans generations

The Practice

Loxley Advisory is a specialist UHNW practice for families whose wealth requires architecture, not administration. We work exclusively with clients holding UK estates above £2 million, typically families with cross-border asset footprints spanning the UK, Hong Kong, Dubai, Australia, and New Zealand. Every engagement is led at senior practitioner level. There is no junior handoff. The people who understand your family's wealth are the people who architect its protection.

Oscar Ip FCA CPA JP

Oscar Ip FCA CPA JP

Managing Partner

Oscar qualified with the Institute of Chartered Accountants in England and Wales in 2005 and spent his formative years at PKF, then a UK top-ten accountancy practice, before founding Oscar Ip & Co in 2008. Over the following eighteen years, the practice has grown to serve more than 1,500 clients across the UK, operating trilingually in English, Cantonese, and Mandarin.

His technical focus is estate architecture for UHNW families, particularly Family Investment Company structuring, inheritance tax planning, and cross-border coordination for internationally mobile clients with UK, Hong Kong, and Greater China asset footprints. In 2025 alone, the firm structured more than ten Family Investment Companies for clients with significant UK estates.

Oscar also serves as a Justice of the Peace, a position that reflects the standard of integrity the practice holds itself to.

The Group

Loxley Advisory is headquartered in London, with the Oscar Ip & Co Group operating from Liverpool and Birmingham. The group is a chartered accountancy practice established in 2008, serving more than 1,500 clients across the UK. Loxley Advisory operates as a separate entity within the group, dedicated exclusively to UHNW private client advisory.

Our Commitment

Every structure we design is held to a single standard: named-practitioner accountability at every stage, from first conversation to ongoing annual review. We do not delegate your estate to a team you have never met. We do not rotate your adviser. The people who architect your protection are the people who maintain it.

We measure our work not by the tax saved this year, but by whether the structure still holds in twenty years, when the rules have changed, the family has grown, and the assets have moved.

If your estate requires architecture at this level, we would welcome the conversation

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